Specializing in Insurance, Bonds & Benefits

Protect What's Important to You

Insurance for your home and vehicles is something you can find anywhere. The hands-on approach that South Risk Management takes to managing your personal risk is not as widely available.

Our approach to personal insurance is just that – personal. We get to know our clients and consult with them to provide insurance solutions that protect them and their assets from the pitfalls of everyday life.

At South Risk Management, our carrier partnerships are second to none and we work with them to find the best fit for our clients long term.

Explore Our Coverage

What do you most care about protecting from damage or loss? Is it your home, a vacation house, or a family heirloom? Chances are that we already have experience finding the best means of insurance for the things that matter to you.

If you don’t see the specific type of coverage that you seek listed here, please contact one of our brokers below.

  • Personal Insurance Coverage
  • Homeowners
  • Scheduled Articles Floater (jewelry, fine arts, guns, private collections)
  • Auto
  • Antique/Classic Vehicles
  • Motorcycles, ATVs, RVs
  • Boats
  • Personal Watercraft
  • Flood/Earthquake Coverage​
  • Individual Health
  • Specialty Coverage
  • High Valued Estates
  • Farms
  • Island Homes
  • Coastal Homes
  • Yachts
  • Primary & Excess Flood Insurance
  • Equine
  • Other

Meet Our Team


Chris Bernardin

Account Executive

Matt Sheheen

Account Executive

Cindy Carter

Client Manager

Have A Personal Claim?

If you have a claim to report, feel free to contact your South Risk Management broker above. For more expedient assistance, you can take advantage of your carrier's 24/7 claims support service by reporting your claim directly to their claims department by clicking the appropriate link below.