Specializing in Insurance, Bonds & Benefits


COVID having dramatic effects on the course of social inflation

Friday, February 12th, 2021

The experts agree: Social inflation hasn’t gone away during the pandemic. And in fact, things may be getting worse. Ratings agency A.M. Best Co. just said it is maintaining its “negative” outlook for the U.S. commercial lines segment for 2021, and one of the reasons is social inflation. The consensus seems more negative You’ve read […]

Patrick McKain takes pride in what South Risk Management has grown to become

Friday, January 8th, 2021

Patrick McKain’s father was in the insurance business. So was his grandfather. But he wasn’t sure that’s what wanted to do when he was in school. He thought for awhile about becoming an architect. But after he graduated from the University of South Carolina with a degree in marketing and management – his double major […]

Happy Holidays 2020

Tuesday, December 15th, 2020

This year, we’ve all earned the right to celebrate! Here’s hoping that you and yours experience a far more joyful and prosperous 2021. And that you get to do it TOGETHER. In the meantime, have the merriest of Christmases!

You need a reliable answer to this question: ‘Do I need flood insurance?’

Thursday, November 19th, 2020

Not everyone needs flood insurance. But those who need it, really need it. And not all those who need it have it. Only about 30 percent of homes in the highest-risk areas have flood insurance. Worse, less than a quarter of the buildings flooded by Hurricanes Harvey, Sandy, and Irma were insured for flooding, according to […]

South Risk’s culture is all about the relationships

Monday, October 5th, 2020

Sometimes folks at the top of the major leagues of the insurance business can’t wait to come to Columbia and work with South Risk. That’s because there’s one thing they don’t have at the bigger firms: a team that is totally dedicated to individualized service to clients. What it’s all about That’s what it’s about […]

Technology steps up to help employers protect against COVID-19

Tuesday, September 15th, 2020

We all know about one device that helps keep everyone safer during the coronavirus pandemic – the face mask. But there are higher-tech devices that also help – things like simple software solutions, wearable devices and apps. And increasingly, employers are using them across the country to keep their workers, and their customers, alive and […]

South Risk Management adds depth to service with 3 new team members

Thursday, August 27th, 2020

South Risk Management has added additional depth to its service team by hiring three new client managers: Angie Widener is a West Columbia native who graduated from Airport High School before studying at Midlands Technical College. She is licensed in Property and Casualty, Life, Accident, Health and Surety with the state of South Carolina Insurance […]

COVID-19 having dramatic effects on the course of social inflation

Wednesday, August 12th, 2020

COVID-19 has had a dramatic impact on almost everything else about our lives. What effect will it have on social inflation? We’ve written about social inflation before. It refers to the ballooning cost to business and society of lawsuits. Changes in society’s attitude toward business and toward what plaintiffs are entitled to have driven jury […]

Hurricanes are coming. Here’s how to be ready.

Saturday, August 1st, 2020

Hurricane season just started in June, and records have already been broken. For part of June, dust off the Sahara Desert suppressed storm activity in the Atlantic. But experts are still telling us to be ready for the rest of a season that gave us an unprecedented three named storms by the first week. So […]

Preparing your business for the next hurricane

Monday, July 6th, 2020

Having a hurricane bearing down on you and yours is a tense situation for anyone under any circumstances. But if you run a business your concerns can be even greater, as responsible as you are to employees, customers and often shareholders. This has been quite a year, and you may already have been dealing with […]